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Councils could help homeowners in credit crunch

19/08/2008

Commenting on the latest repossession statistics, released today by the Ministry of Justice, London Councils’ Executive Member for Housing Councillor Jamie Carswell said: “These statistics reveal a worrying trend and make it abundantly clear that the credit crunch is coming home to roost – and I fear that it won’t be too long before we see a rise in repossessions in London potentially leading to increased homelessness.

"A 9% increase in the overall repossession claims over the last quarter compared to the same period last year, masks a number of ‘repossession claim hot spots’ across the capital where the increase is over 20%.

“This is exactly why London Councils is developing models on how councils can come to the rescue of their communities – either by offering mortgages themselves, or by supporting people at risk of becoming homeless through repossession.

“While we put these plans in place, it is vital that the government provides us with greater flexibility around borrowing. During these difficult times councils are keen to play their part in supporting residents affected by the credit crunch – but we must have the platform from which to do so.”

The figures release today by the Ministry of Justice can be found here www.justice.gov.uk/publications/mortgatelandlordpossession.htm

London Councils recently held a mortgage rescue summit to discuss how public bodies and mortgage providers can help prevent households becoming homeless through repossession. More detailed plans will be launched in the autumn. 

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